Hail Hit Your Roof.
We Handle the Rest.

Most standard homeowners insurance policies cover storm damage from hail, wind, and lightning. Coverage depends on your specific policy, your deductible, and the age of your roof. We'll do a free inspection and give you an honest assessment of whether your damage is likely to qualify before you file anything.

A single weather-related claim typically does not raise your rates — weather damage is considered an "act of God" by most carriers, not a reflection of your risk profile. Multiple claims in a short period can affect your rates. We'll give you a straight answer about whether your damage is worth claiming based on your deductible and the scope of damage.

Most policies require you to file within one year of the storm event, though some carriers allow up to two years. Nebraska storms are well-documented — we can identify the specific storm event that caused your damage using weather data. For example, homeowners affected by the June 2022 baseball-sized hail event across the Omaha metro, the May 2024 storm through Millard and Papillion, or the June 2025 golf ball hail in West Omaha and Elkhorn may still have open filing windows. Don't wait: damage that goes unrepaired can be denied as "deferred maintenance" rather than storm damage.

This happens regularly. Adjusters work quickly and sometimes miss items — damaged flashing, compromised decking, code-required upgrades. We review every adjuster estimate and file supplements for anything that was missed. Supplement filing is part of our service at no additional cost to you.

Hail damage is often invisible from the ground. On asphalt shingles, it appears as circular bruising or granule loss — the shingle surface looks dented or pockmarked. On metal components (flashing, vents, gutters), you'll see round dents. The only reliable way to assess hail damage is a close inspection from the roof surface. We do this for free.

Yes — hail damage compromises the shingle's protective granule layer and accelerates UV degradation. A hail-damaged roof that isn't leaking today will fail years earlier than it should. More importantly, hail damage typically voids your shingle manufacturer's warranty. If you have a qualifying claim, replacing the roof now costs you only your deductible.

Yes. Emergency tarping is available for active leak situations. Call us and we'll get someone out as quickly as possible. Document any interior water damage with photos before we arrive — your insurance claim should include interior damage as well as the roof.